A homeowners policy is for people who own their own home. This may be either a house or a condominium: Essentially, if you are making payments on the home with ownership as the end goal you will need homeowners insurance. This type of policy will cover both the outside of the home and all the contents of your home.
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Protection We Offer
01. Dwelling Coverage
This may help cover repairs to your home’s structure following a covered incident such as fire, hail or wind
02. Other Structure Coverage
This covers structures on your property, such as detached garage or fence
03. Personal Property Coverage
This may assist in replacing stolen or damaged belongings like electronics, furniture or clothing up to a certain limit.
04. Liability Coverage
This may apply if someone is injured on your property and you’re found legally responsible
05. Loss of use covers additional living expenses
This includes things such as hotel stays or meals if you’re temporarily unable to live in your home after a covered loss